Critical Illness Coverage

It’s hard to know how much medical care will cost in the future, especially if you have a critical illness.  Most people simply don’t have the savings to financially recover from cancer, stroke, or a heart attack.

Consider this: the average cancer patients cost over $50,000 a year, and heart attack patients can be even more expensive. If you’re diagnosed with one of these illnesses – and still survive – it could totally wipe out your savings or force you into bankruptcy. It’s like rubbing salt into a wound at a time when all our focus should be on recovery and overcoming.

This is why critical illness insurance is so important, as it provides a lump sum or scheduled payments for our clients who are diagnosed with cancer, heart attack, stroke, or other life-threatening illnesses. Critical Illness Insurance will help pay for medical bills, lost wages, and more.

Critical Illness Insurance is an affordable way to protect yourself from skyrocketing health care costs that can result from a serious diagnosis like cancer, stroke, or heart attack.

How beneficial for you would it be during that trying time, to receive a lump-sum benefit upon diagnosis? Discover how helpful it would be to pay for the different variations of expenses: including hospital bills, lost wages, and long-term care services – no matter what stage the disease is in when treatment begins. Unlike many other types of insurance plans, critical illness coverage has options available without requiring any form of physical exam!

The right critical illness policy can protect you from financial ruin. With so many benefits, it may be surprising to find out that critical illness insurance policies can run relatively cheap. Smaller plans may cost as low as $25 a month, while others may be higher and ranging up to $100 a month. With coverage limits varying from plan to plan, members can gain access to a few thousand dollars of coverage, while others can award up to $100,000. The amount of coverage you qualify for often depends on a range of different factors, such as your age, sex, and health status at the time of purchasing the policy. 

If you’re looking for peace of mind while protecting yourself and your finances, consider calling to discuss critical illness coverage with us today!